1. Living Expense
3. Savings and Investments
4. Spending at treat yourself
Live within your means. Sit down and write on paper on one side of the page, all the money you make. On the other side of the page, write down all of your expenses. Then add the two colon. Your expenses must be lower then your income.
Look on what you spend your money. Look at the places you hang out. The things you spend your money on and the places you hang out, are indication where you will be in 5 years. Do you need all those things you buy? Things that just clutter your home. You don't even use those things, and those things ends up in the garbage. It's like throwing money in the garbage. Junk food only gives you poor health and keeps you broke. Junk food is OK as a treat, but not as your daily diet.
How much food do you throw out? The healthy food that got waisted in the fridge because you did a poor choice to going out buying junk food. You have to stop doing that. That is no good for you, your finance and your health.
You put too much food on your plate, then you throw food into the garbage. That is the same as throwing your money into the garbage. If you eat all the tripple portions of food on your plate, you turn into a pumkin. Take control on how much food you put on your plate, and you will control your health and finance.
I am guilty of that myself.
Our Creator created us with a brain and we must use it. Use it, or loose it. Ask your Creator to help you make great decisions for yourself. There is nothing wrong with asking for help. Forgive yourself for your poor choices, because if you don't forgive yourself, you will only end up feeling bad about yourself, get discouraged and make more poor choices. And the cycle continues. Forgive yourself, and see your life turning for the better.
Take a really good look at what you eat, because it leads to the result of your health and your own finance.
Everything is tied together. Health + The Kinds of People You Have in Your Live + Finance = Your Life.
Have some fun. Life was met to be enjoyed. FUN is like a vitamine to your Soul. FUN will nurse you to health and keep you healthy. FUN releases stresses and worries. FUN creates JOY hormones and delete the drepress hormones. Learn to have fun in your struggles. Dance in the rain. When you play, you don't feel the pain as much and you heal much faster. It you want to heal really fast from anything, GO OUT AND PLAY.!!! Play is as important as work.
SAVING & INVESTMENTS
Save some money, should you need money for a project.
Invest your money. Buying stocks from any banks is the safest way to keep your money and make money with your money. Putting your saved money, in the highest interest rate, savings account, is the safest way to invest. And you help the bank too. And by helping the bank, you help the economy. Strong banks means strongs economy. Strong individuals means strongs cities.
The most important investment is YOURSELF. Invest in yourself and you will never never go wrong. There are many ways at investing in yourself: Further your education. Now a days, the education system made it so easy for people to get an education and their is no reason for people not getting an education. Their is night classes, weekend college, and online courses. Some courses are very cheap. You can even get free education through online studies. Google it. Take private courses from self-made millionaires. Learn from books. To buy books is to invest in yourself. Don't complain about the price of the book. You will only gain more in return, then what you spent on the book. You probably spent more money on junk food. Where does junk food lead you in life. Eh!!! Now, don't get upset at me. Take a nice deep breath of a positive attitude and exale all your negative attitude. Breath in positive and out with the negative. Feel that empowerment now! Good for you!
If you are poor and out of a job, know that you don't have to stay in that situation. Don't blame things on the economy. Don't blame things on "no job". Blaming only make you feel powerless. Create your own economic. Start your own small business at doing the things you love and you will feel empowered. Don't think of ways why it won't work, because guess what, it won't. THINK OF WAYS THAT YOUR BUSINESS CAN WORK AND IT WILL. Think like a success person and you cannot help but attract success to you. Remember, you are the CEO of your life. Keep the people who supports you, and fire all the negative people out of your life, even if these are family members. You don't need negative toxic people in your life who don't want to see you succeed. If you want to fly like an eagle, you have to drop what keeps you down.
- You love to paint. Sell your painting on Etsy, Ebay, Craigs List, everywhere you can think of.
- You love the outdoors. Start doing outdoor jobs for people as exchange for money. Voilà! You have a small business. Now, grow your business. The only limits you have are the limits you put on yourself.
- You like baking. Bake for busy working people, businesses and events. You can bake for birthdays, celebrations, weddings, graduations and there are no limits here to what you can do. The only limits you have are the limits you put on yourself.
You can start many businesses for under a few hundred dollars. They only limits you have, are the limits you put on yourself. DO WHAT YOU LOVE.
SPENDING MONEY ON YOURSELF
You are worthy and deserving of treating yourself. Pluge on yourself. You must enjoy life. Buy that nice outfit you like so much. Buy yourself that nice car you like so much. Take that course you always wanted to take. Take those dance classes and have fun. You always wanted a dog. Get yourself one. There are so many dogs that would so much like to have a home. Rescue a dog. You just don't make yourself happy. You are making a dog very happy. The dog will give you so much in return. You have no idea all the benefits you will gain from the dog including the dog's friendship. Dogs are true friends for life.
You say you don't have any money for charity. Who says you need money to be charitable? Don't listen to them! You don't need money to do charity. You can help your community and even the whole planet without money. When you do get money, then you can use money too, to do more good on the planet. Be a light to the planet. Be a pebble of positive energy.
Examples of doing charity work without money:
⦁ Tutor children in their homework.
⦁ Teach children how to read and write.
⦁ Make Youtube videos about what you learned in life. It will help someone else. You can help people worldwide like this. It can be anything: gardening, cooking, parenting, getting rid of demons, managing your money, how to make money, relationship, friendship, how to make friends, animal care, vegan, and so on....
⦁ Talking to a homeless on the street, telling homeless people they are worthy and have a gift to share with the whole planet. Encourage homeless to share their gift with the whole planet. At the end, it is the homeless people who will follow through. Some will, some won't. At least you shined you light to the homeless and you were a pebble of positive energy to the homeless. Keep moving forward. Keep shining your light. You did your job and be proud of yourself for sharing your light.
⦁ Smilling at someone could make their day.
⦁ Write the book you always wanted to write. Tell your story. Someone needs to hear it. It would be healing. It would be transforming the lives of others. Whatever we experience in life, someone else experienced it too, and/or will experience it. With you telling your story, you can also prevent others from going what you experienced. People can learn from your life experience.
⦁ We all need each other, regardless if we have money or not, rich or poor, sane or insane, fat or skinny, men or women. All forms of life on the planet need each other. Together we are better.
Remember the trick is to live in balance. Money in, keep some money for yourself and put some money back out to help the economy and others.
Bright Blessings to all.
Author: Catherine C Bellaire